Date: 01.01.2024
MontechPay processes your personal information to meet our legal, statutory, and contractual obligations and to provide you with our payment processing services. We never collect any unnecessary personal data from you and strictly abide by the guidelines specified in this notice.
The personal data we collect includes:
- Name
- Date of Birth
- Address
- Email
- Telephone Number
- Gender
- IP Address
- Credit Card Details
- Transaction History
- Device InformationIn
line with the General Data Protection Regulation (GDPR), personal data refers to any information associated with an identifiable person. Our processing of personal data adheres to GDPR and any applicable regulatory framework.
We acquire information in the following ways:
- Online forms within our platform
- Information passed to us from websites that integrate our payment gateway
- Email correspondence
PURPOSE
We gather personal data based on:
- Our contractual obligations with merchants and users
- Legal obligations, especially concerning payroll and taxation
- Data received from third-party platforms that utilize our services
How We Use Your Personal Data
Your privacy is paramount at MontechPay We will never share, disclose, or sell your data without explicit consent unless mandated by law. The primary reasons for processing your personal data include:
- Legal obligations, notably for payroll and tax
- Contractual responsibilities and service provisions
- Facilitating and processing payment transactions on behalf of MontechPay
Your Rights
Under GDPR, you have numerous rights regarding your personal data:
- Access to the data we hold about you
- Correction of inaccurate information
- Erasure of your data
- Restriction and objection to processing
- Data portability
- Knowledge of any automated decision
-making processes
Any request to exercise these rights may necessitate identity verification to ensure data security.
Sharing and Disclosing Your Personal Information
For specific services, MontechPay might employ third parties. These parties, however, operate strictly based on our instructions and fully comply with this privacy notice, data protection laws, and other relevant confidentiality and security measures. Examples of such external third parties could include:
- Payment Service Providers (PSPs)
- IT and cloud storage services
- Communication services
- Legal and consultancy fir
Any request to exercise these rights may necessitate identity verification to ensure data security.
Safeguarding Measures
MontechPay implements rigorous measures to safeguard your privacy:
- Restricted file access
- Data encryption- Firewalls
- Anti-virus/malware protection
Transfers Outside the EU
At times, personal data may be transferred outside the EU. In such cases, MontechPay ensures data protection equivalent to the GDPR's standards. This is achieved via:
- Contractual clauses
- Transferring to countries with recognized adequate data protection
- Other GDPR-approved mechanisms
Consequences of Not Providing Your Data
While it's your right to withhold personal information, doing so might prevent MontechPay from offering our complete range of services.
Data Retention
MontechPay retains personal data only as long as necessary, adhering to strict review and retention policies. For instance, basic personal data is kept for a minimum of 6 years due to tax laws.
Changes to this Privacy Policy
Updates to this policy will be reflected on our platform, www.montechpay.com
Lodging A Complaint
If you have concerns about how MontechPay handles your data, please contact us. If unsatisfied with our response, you have the right to lodge a complaint with a supervisory authority.
Contact Information
If you have concerns about how MontechPay handles your data, please contact us. If unsatisfied with our response, you have the right to lodge a complaint with a supervisory authority.
Website: www.montechpay.com
Email: info@montechpay.com
Unifying Payment Service Providers for Seamless Transactions
